Craig Miscovich, President
Immersed in the Health Law and Tax Credit Financing marketplace, Craig has an in-depth understanding of his client’s needs. Long before the adoption of the Affordable Care Act and Vermont’s drive to universal health care coverage, Craig assisted clients with physician practice acquisitions, Certificate of Need applications, physician contracting and credentialing matters, peer review investigations, and a host of regulatory and risk management matters. Craig has used this experience to become a respected presenter and advisor on state and national health care reform efforts. Consistent with his style of immersion lawyering, Craig has also become a key player in Vermont’s tax credit financing marketplace. Not only has Craig successfully guided numerous clients through this arcane field, he was the founding member of the Brooks House Development Group, a collection of civically-minded entrepreneurs in Southeastern Vermont who have redeveloped an 87,000 square foot commercial building in downtown Brattleboro, Vermont.
Tammy Richards, Vice President
Tammy Richards is business broker with Country Business, Inc., a regional brokerage firm assisting buyers and sellers throughout New England. Prior to holding this position, she spent 5 years with Pieciak & Company, P.C. focusing primarily on performing business valuations of closely held businesses. She is a Certified Valuation Analyst (“CVA”) as designated by the National Association of Certified Valuation Analysts (NACVA) and also holds a Chartered Merger and Acquisition Professional (“CMAP”) designation from the Middle Market Investment Banking Association (“MMIBA”). Before moving to Vermont in 2004, Tammy spent eight years working at Citigroup in New York where she held various positions within the investment banking division. She spent five of those years in the Acquisition Finance Group working closely with private equity firms in valuing and financing their leveraged buyouts of middle market and large-cap companies via syndicated bank loan and high yield bond transactions. She spent the following three years as Vice-President in the Global Loans Portfolio Management Group, where she managed a portfolio of highly leveraged corporate loans retained by Citigroup.
Debbie Boyle, Treasurer
Debbie Boyle became the first woman to serve on the BDCC Executive Board of Trustees when she was appointed in 2001. She also is the first female president of the corporation, serving for the 2005-2007 term. A Brattleboro native, Debbie has been a commercial relationship manager for more than two decades. She is a Senior Vice President at M&T Bank, founded in 1856 in Buffalo, NY, one of the top full-service U.S. based commercial banks, with 22,000 employees and a long history of community focused banking.
Among Debbie’s various community service commitments are membership on the Town of Brattleboro Small Business Assistance Program Loan Committee and a Board Member and Treasurer of Windham Windsor Housing Trust. A Vermont native, Debbie earned her B.S. in Finance from the University of Vermont and her M.B.A. from Plymouth State University. A resident of Brattleboro, Debbie is married and has two sons.
John V.P. Meyer, Assistant Treasurer
A former partner in Pieciak & Company, PC, John V.P. Meyer has been a BDCC Executive Board member since 1982, although his affiliation with BDCC dates back to 1976. He served as treasurer of the corporation for most of those years. The Wilmington (VT) resident is a Certified Public Accountant (CPA). John holds an M.S. in accounting and an M.B.A. from Northeastern University and a B.S. in mathematics from St. Lawrence University. John is a current member and former president of the Vermont Society of CPAs (VSCPA), a current member of the American Institute of Certified Public Accountants (AICPA), and a former member of the governing board of the AICPA. John is a member of the Brattleboro Rotary Club, among other community organizations.
Elizabeth Bridgewater
Elizabeth Bridgewater is the Executive Director of the Windham and Windsor Housing Trust (WWHT), a role she assumed in 2018. Under Elizabeth’s direction, in addition to providing permanently affordable housing solutions in Southeastern Vermont, WWHT has expanded its scope to provide supportive services directly to residents. Elizabeth has worked in the non-profit, economic development sector for the past thirty-five years. Prior to her current role, Elizabeth served for four years as WWHT Director of Home Ownership. She came to Vermont from Cape Cod where she was the Executive Director of the Community Development Partnership, a non-profit organization that works to preserve the unique cultural and historic character of the Lower Cape while strengthening local businesses, promoting environmental and economic stability, and expanding opportunities for low- and moderate-income residents. Elizabeth is a member of the Windham Regional Commission’s Brownfield Committee and the Federal Home Loan Bank of Boston’s Housing Advisor Council. She is a former board member of the Workforce Investment Board of Cape Cod, the Cape and Islands Leadership Institute, and the Massachusetts Association of Community Development Corporations. Elizabeth has a degree in International Relations from Bradford College and a Master’s Degree in Community Economic Development from Southern New Hampshire University.
Tracey John
Tracey John is a native of Brattleboro. Most people know her as the General Manager at The Vermont Country Deli – a role she had for the past 20 years. She recently began a new position at The Richards Group, as a Retirement Plan Consultant – a return to a career she held many years ago at what is now TD Bank. Tracey is a past president of the Brattleboro Area Chamber of Commerce, and currently sits on the board of Brattleboro Savings and Loan. Tracey is a graduate of Bryant College (now University) in Smithfield RI. In her spare time, Tracey enjoys doing yoga, walking, and cooking like every day is an episode of Chopped. She lives in Brattleboro with her husband Mark, two crazy cats and her college student Kathryn.
Bob Stevens
Robert Stevens, P.E., CNU, LEED AP is the founder and president of Stevens & Associates, P.C. and principal for M&S Development. As a principal for M&S Development, Bob directs a team of professionals to organize and guide business leaders, institutions, and people to redevelop and revitalize main streets & downtowns. His knowledge of new market tax credits, historical tax credits, grants, equity and debt enable him to identify project needs and develop sound solutions.
In addition to his development projects, Bob is a professional engineer with over 25 years of experience designing projects, as well as, planning, urban design, public bond campaigns and project finance & development. Stevens & Associates, P.C. is a firm offering Architecture, Landscape Architecture, Civil and Structural Engineering services in Brattleboro Vermont.
Bob is an accredited professional in both Leadership in Energy and Environmental Design (LEED) and Congress for New Urbanism (CNU). He’s well-versed in sustainable design, traditional design and historic preservation, and has presented at numerous conferences including Traditional Building, Vermont Development Conference and Historic preservation conferences. Bob’s work and community support has been recognized with numerous awards including the Vermont Downtown Volunteer of the Year and the Southern Vermont Leadership Award for Economic Excellence.
Kevin Meyer
Kevin Meyer has been a member of the BDCC Executive Board since 1995, serving as president of the corporation for the 2001-2003 term. He is the president of Mary Meyer Corporation, a family business started in 1933 by his grandmother to manufacture quality stuffed animals.
Stephan Morse
Stephan is a former state representative from Newfane who became the youngest speaker of the Vermont House in 1977, a position he held for seven years. He has also served on a number of boards, including the Chittenden Trust Company, Snelling Center for Government, Retreat Healthcare and Blue Cross of Vermont and was named the Vermont Chamber of Commerce’s citizen of the year. Morse spent 24 years as CEO of one of Vermont’s biggest philanthropic organizations, the Windham Foundation, where he started as a trustee in 1981. During his tenure, the cheese company increased its production from 300,000 pounds to 1.5 million pounds of cheese each year. Stephan was part of the Post-Vermont Yankee Task Force of the Southeast Vermont Economic Development Strategy Planning Group, whose findings and report were critical in creating awareness and resources fundamental to the region’s innovative efforts to mitigate the socioeconomic impacts of plant closure.
Dan Normandeau
Dan grew up locally in a real estate family, son of Paul E. Normandeau. Before becoming a realtor, Dan led a diverse career as a licensed professional engineer, founder of a successful travel agency, and as the Executive Vice-President and Chief Operating Officer of The Windham Foundation. After twenty-two years away, Dan returned to his hometown of Dummerston, Vermont in 2004 where he resides with his wife and two daughters. He is active in the local and regional community, serving as Director on the Dummerston School Board, as Trustee of the Brattleboro Retreat and as President of the Brattleboro Development Credit Corporation, the regional Development Corporation for the area. He also serves on the Windham Regional Commission Brownfield Committee and as an Advisor to the Riverledge Foundation in Grafton, Vermont. In his spare time, Dan enjoys working on his farmstead property, running, water skiing and Nordic skiing with his family.
Mark Richards
Mark Richards has been affiliated with BDCC since 1982, serving as president from 1987-89.
He is a Vermont native with family ties dating back to the 1700s when his ancestors settled in the Landgrove/Ludlow area. Mark’s parents brought the family into the Brattleboro area, where Mark attended local schools. He graduated from Williams College in Massachusetts, attended Columbia Business School in New York, and spent three years as a U.S. Naval Officer.
Mark returned to Vermont in 1971 to join his father in the family business, now known as The Richards Group, one of the oldest insurance agencies in Vermont, dating back to 1867. The Richards Group with ten offices from Brattleboro to Burlington, provides comprehensive insurance and financial services to clients in Vermont, New Hampshire, Massachusetts, and the greater New England area.
Mark is a strong believer in community service and has served on numerous boards, including People’s United Bank, Chittenden Bank, Vermont National Bank, Brattleboro Savings and Loan Association, Brattleboro Memorial Hospital, Retreat Healthcare, and the Brattleboro Outing Club. Mark and his wife Liz live in nearby Dummerston and consider themselves lucky to have their three children Peter, Drew, and Annie living in the area as well.